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Stated Income Commercial

Generally this stated income loan is for prime borrowers who are just outside the requirements set down by institutional commercial lenders.“No Income Verification” loans for borrowers looking to purchase, or refinance, investment commercial properties. No tax returns or personal income statements required.

Interest Rates As Low as 6.74%
LTV Up to 75%
Lien Position 1st Trust Deeds Only
Loan Fee 1.5 – 3 Pts
Loan Amount $100,000 and Up
Loan Term 3 or 8 year fixed, 30 year fully amortized
Closing Times 30 – 45 Days
Geography California Only

Property Types

  • Single Family Residences
  • 2-4 Unit Multi Family
  • 5+ Unit Apartments
  • Retail Centers
  • Office Buildings
  • Warehouse/ Industrial
  • Mixed Use Properties

Submission Requirements

  • Submission Form or Online Submission Form
  • 1003 Application or 1003 Worksheet
  • Credit Report or Credit Authorization
  • Comparables or Appraisal Report
  • Operating Statement (if applicable)
  • Rent Roll (if applicable)
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Questions?